Personal Banking Deposit Rates
Use the links below to browse our rates and Annual Percentage Yields (APYs).
Looking for our loan rates? Click here.
Certificates of Deposit Standard Rates
Effective May 16, 2012 |
Balance1 | $1,000 | $25,000 | $50,000 | $100,000 |
Term (mos.) | Rate2 | APY3 | Rate2 | APY3 | Rate2 | APY3 | Rate2 | APY3 |
3 6 9 12 18 24 36 48 60 | 
| 0.05 0.08 0.09 0.10 0.15 0.25 0.45 0.64 0.84 | 0.05 0.08 0.09 0.10 0.15 0.25 0.45 0.64 0.85 | 0.08 0.11 0.13 0.15 0.20 0.30 0.50 0.69 0.89 | 0.08 0.11 0.13 0.15 0.20 0.30 0.50 0.70 0.90 | 0.10 0.14 0.17 0.20 0.25 0.35 0.55 0.74 0.94 | 0.10 0.14 0.17 0.20 0.25 0.35 0.55 0.75 0.95 | 0.13 0.17 0.21 0.25 0.30 0.40 0.60 0.79 0.99 | 0.13 0.17 0.21 0.25 0.30 0.40 0.60 0.80 1.00 |
1 Minimum balance to open is $1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings.
2 Personal Banking clients with one of the following checking accounts – Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – should contact their First Midwest Banker to discuss rate enhancements.
3 APY assumes monthly compounding.
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Individual Retirement Account Standard Rates
Effective May 16, 2012 |
Balance1 | $500 | $25,000 | $50,000 | $100,000 |
Term (mos.) | Rate2 | APY3 | Rate2 | APY3 | Rate2 | APY3 | Rate2 | APY3 |
6 9 12 18 24 36 48 60 | 0.08 0.09 0.10 0.15 0.25 0.45 0.64 0.84 | 0.08 0.09 0.10 0.15 0.25 0.45 0.64 0.84 | 0.11 0.13 0.15 0.20 0.30 0.50 0.69 0.89 | 0.11 0.13 0.15 0.20 0.30 0.50 0.69 0.89 | 0.14 0.17 0.20 0.25 0.35 0.55 0.74 0.94 | 0.14 0.17 0.20 0.25 0.35 0.55 0.75 0.95 | 0.17 0.21 0.25 0.30 0.40 0.60 0.79 0.99 | 0.17 0.21 0.25 0.30 0.40 0.60 0.80 1.00 |
Call 800-241-1749 or visit your nearest branch to open a new IRA |
1 Minimum balance to open is $500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings.
2 Personal Banking clients with one of the following checking accounts – Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – should contact their First Midwest Banker to discuss rate enhancements.
3 APY assumes quarterly compounding.
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Savings Account Rates
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.Back to Top
Money Market Account Rates
Effective May 16, 2012 |
Balance1 | Money Market | IRA Money Market | Premier Money Market | PrimeLink Investment |
>$0 $1,000 $2,500 $10,000 $25,000 $50,000 $75,000 $100,000 | Rate 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 | APY 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 | Rate 0.00 0.15 0.15 0.15 0.20 0.25 0.25 0.25 | APY 0.00 0.15 0.15 0.15 0.20 0.25 0.25 0.25 | Rate 0.05 0.05 0.10 0.10 0.15 0.15 0.15 0.20 | APY 0.05 0.05 0.10 0.10 0.15 0.15 0.15 0.20 | Rate 0.05 0.05 0.05 0.07 0.10 0.15 0.20 0.20 | APY 0.05 0.05 0.05 0.07 0.10 0.15 0.20 0.20 |
| | Open Now | Call 800-241-1749 to open | Open Now | Open Now |
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.Back to Top
Checking Account Rates
1 Minimum balance to open is $100. Rates are variable and can change after the account is opened. APYs assume monthly compounding. Fees may reduce account earnings.Back to Top