FDIC Transaction Account Guarantee Program

First Midwest Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts and certain NOW (Checking with Interest) accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Please consult your First Midwest Banker to determine if your interest bearing checking account is eligible for this program.