First Midwest Checking Account Comparison

Account Type

Simply FreeClassic InterestTotal AdvantagePremier Performance
Paper OptionPlastic Option
Free eStatementsYesYesYesYesYes
Free Banking CardYesYesYesYesYes
Free Bill Pay Banking OnlineYesYesYesYesYes
Free Tuition Rewards EnrollmentYesYesYesYesYes
Earns Interest–YesTieredTieredTiered
Free Checks1––For LifeOne Order Per YearFor Life
Free ATM Access Outside of the First Midwest Network2––2 Per MonthUnlimitiedUnlimited
Qualifies for Special Rates on CDs and discounts on loans3––YesYesYes
Minimum Balance to Open$100$100$100$100$100
Balance Required to Avoid Monthly Fee4–$1,000$2,000$2,000$10,000

1Free basic checks and 50% off other selected styles.

2Other banks' surcharges may apply.

3Loans are subject to credit approval.

4Classic Interest requires a $1,000 account balance to avoid $11 monthly maintenance fee; Total Advantage requires a $2,000 account balance or $10,000 in any combination of other First Midwest checking, savings, money market, CD, or IRA accounts to avoid $9 monthly maintenance fee; Premier Performance requires a $10,000 account balance or $50,000 in any combination of other First Midwest checking, savings, money market, CD, or IRA accounts to avoid $15 monthly maintenance fee.